I actually got another call later today from MPI saying that I am no longer required to pay the deductible! So now I just hope I don't get served and all will be well. Thanks for all the responses . I'll keep posting if anything else happens.
Mighty Power Insurance do whatever they want even though they know its not fair..They gave a buddy $7,000 for a car he bought at $12,000 just 6 months ago.They told him to bring for sale ads showing cars similar to his to prove the actual price..which he did and they still ended up giving him 7gs.You still have the right to fight this,,like the mikewoo said maybe ask for another adjuster..good luck nonetheless
Wow, that would *really* piss me off. Was he able to fight it?The guy I recently bought my car from offered to write a lower amount on the BoS than the agreed purchase price (to reduce the PST), but I declined so I could be honest about it.For that, and the exorbitant costs we pay ScaMPI, I expect much better service and returns.EDIT: SlamdxB, glad things went your way, as they should. Just in case this genius does serve you, track and record every possible expense related to the proceedings so you have something to show for a countersuit.
Pretty sure you pay book value for PST so bill of sale price means nothing. Also MPI coverage is cheap as hell for most vesicles. Ever pay for private insurance as a male under the age of 25?
For that, and the exorbitant costs we pay ScaMPI, I expect much better service and returns.
Lol, I invite you to try and insure a vehicle in a province with private insurance. You'll see what's exorbitant.
If a car is shows that a solid effort was made, and the car is reasonably well executed I can respect that. Even if it's not my cup of tea..
Got a text from this guy the other day asking me for my information because "he wants to take me to court".I think it might just be poorly planned scare tactics as I'm pretty sure he has to go through the insurance to do that. Just ignored him and entered his number in my contact list as "Dickhead who hit me" so I know to ignore the number if he tries calling me.I no longer feel any remorse in the fact that he'll probably have to pay the cost of my repair. **Yeah, just paint the whole car, put it on my tab**
Pretty sure you pay book value for PST so bill of sale price means nothing.
Ever pay for private insurance as a male under the age of 25?
"Dickhead who hit me"
Yeah after moving here from Ontario, MPI has been a pleasure to deal with.
I was under the impression that the MPI no fault system outlawed law suits.
Just bring all your paper evidence, explain to them what happened and MPI has already ruled him at fault. No reason you'll have to cough up his deductible.
Cant sue for bodily injury.I've been to small claims, I didn't lawyer up. And it was for more than $200.Just bring all your paper evidence, explain to them what happened and MPI has already ruled him at fault. No reason you'll have to cough up his deductible. As for counter sue. I've never been on that side of the fence, you have an option on the serve I believe and you bring that down to the law courts. Before the court date.And if you honestly think it's worth counter suing, then by all means. But will lost wages be worth it?
I thought the guy didn't have insurance? MPI will be after him to pay for the damage to your car - that's what he must be trying to avoid. How much was the claim?
We're you sued for parking in spots you're not allowed to park in!?JKJKThat's crazy. Court scares me. I think counter sueing is worth it. He's gonna be there anyways. Sue him for the lost wages from having to go there and put up with his crap.